Participated as a panel in the Book Review event this morning at Lanai Kijang, Bank Negara Malaysia, organised by ISRA and Maybank Islamic. Below is my speech which I was not able to present in full due to some change of format of the book review. Instead we have had a good interactive session on the book and the future of the industry of how to make it better. Congrats to ISRA and Maybank Islamic.